Based on the analytical report from the National Bank of Georgia (NBG), by the end of December 2025, the volume of deposits placed in commercial banks (excluding interbank deposits) amounted to 66.93 billion GEL, which is an increase of 1.23 billion GEL, or 1.87% than at the end of November.
According to the NBG, the increase in total deposits, excluding exchange rate effect, reached 15.78%. In December, compared to the previous month, term deposits decreased by 447.02 million GEL, or 1.42%, while demand deposits increased by 1.68 billion GEL, or 4.90%.
The NBG further noted that the deposit Larization ratio amounted to 52.27 per cent by the end of December 2025. Compared to the end of November, the deposit Larization increased by 0.18 percentage points.
In December, the average annual weighted market interest rate on term deposits amounted to 7.49%, including 9.34% on deposits placed in national currency and 2.60% on deposits placed in foreign currency. The share of USD in foreign currency deposits was 78.27%, while the share of Euros was 20.07%.

